General liability insurance
![general liability image](/staticassets/E-S_GenLiab_RTC_370x200__AdobeStock_456056450_tcm183-64293.jpg)
E&S Wholesale - Contract
Coverages
- Employee benefit liability
- General liability
- Owners / Contractors protective
- Products / Completed operations liability
- Program business
- Unique or unusual classes / coverages
- Various deductible options
Programs
- Alarm installation
- Apartments
- Artisan contractors
- Clubs - civic or social
- Condominium and homeowners associations
- Contractors and equipment rental
- Demolition contractors
- Distributors
- Excavation and grading of land
- Exercise and health studios and fitness centers
- Exterminators
- General contractors - commercial and residential
- Hemp and hemp-derived cannabinoid products
- Home health care
- Landowners
- Landscaping contractors
- Lessor's risk
- Machine shops
- Mobile home parks
- Product manufacturing
- Special events
- Swimming pool installation and maintenance contractors
- Swim and tennis clubs
- Tree trimmers
- Vacant buildings
- Wholesalers
E&S Wholesale - Brokerage
Our Brokerage underwriting team has the expertise to provide creative solutions for larger, more complex non-standard risks. In addition to standard Commercial General Liability (CGL) coverage, we also offer liquor liability, owners/contractors' protective liability (OCP), and railroad protective liability (RRP) coverages.
Policies are offered at typical limits of $1 million per occurrence, $2 million aggregate; however, higher limits may be available on select risks.
Numerous coverage enhancements may be offered on many of our accounts, such as:
- Blanket additional insureds
- Employee benefits liability (EBL) coverage
- Per project/location aggregates and waivers of subrogation
- Hired/non-owned auto (H/NO)
- Medical payments
By utilizing a choice of rating plans, both industry/company and manuscript endorsements, policy sublimits, and various deductible or SIR options, our staff has the experience and creativity to tailor policy needs to fit a wide range of risks.
For more detailed information about our General Liability appetite and where we are having success, including updated marketing materials, please visit our Brokerage microsite at: nationwide.com/brokers