E&S and Specialty Products

What our breadth of product and larger national footprint means to you is simple: you get more. More specialization. More expertise. And ultimately, more peace of mind knowing you are working with a strong, stable carrier.
As part of Nationwide, one of the largest insurance and financial service providers in the United States, our E&S/Specialty team provides excess and surplus property, casualty, personal lines, and specialty insurance coverages. Our products, which are available through wholesale general agents, brokers, and program managers, consist of unique and unusual classes/coverages for all types of risks.
E&S Wholesale

Our E&S segment provides coverage for risks that is generally not available within the admitted market. We provide superior service and coverage solutions to organizations of all sizes, from Fortune 100 corporations to small and middle market companies, and we work with specialized distribution partners to offer the right product, service and claim solutions.

Our E&S Contract business is built on small to medium property & casualty and personal lines accounts. The Contract team works with licensed appointed wholesale general agents.

Our E&S Brokerage team provides solutions for medium-to-large, unique, hard-to-place risks that the excess and surplus lines market is known to serve. Brokerage goes to market  partnering with a limited number of wholesale brokers submit single, unique, high-capacity risks for our underwriting consideration. 

Management Liability & Specialty

We put our unsurpassed expertise and dynamic innovation to work in delivering a full spectrum of products and specialized solutions, designed to meet the unique needs of our clients across a wide range of business and industry. Our management lines products include Commercial Liability, Cyber and Professional Liability, Excess Casualty, Financial Institution, and Private Company Management Liability. Read more about Management Liability.

Specialty and E&S Insurance Programs

If you have a profitable program or start-up, we're interested. We aim to build exclusive partnerships with program managers seeking financial strength and long-term relationships. Our E&S/Specialty team knows program business. Whether it's supporting program managers with onboarding, sustaining programs with backroom support, or facilitating ongoing growth, we're here to provide our partners with what they need. Read more about Programs.


When you work with Nationwide surety, you know you are working with a strong and stable carrier. We're professional, we're experienced, and we know the surety industry. Our expertise allows us to be innovative. Our relationships help us to understand the surety needs of your business. The result: a unique and analytical approach unparalleled by any other surety. Add to that, we have 50-state capacity and a flexible, multi-tiered rating plan. We are the source for comprehensive surety bond solutions for small, medium and large contractors and companies. Read more about Surety.

Explore our E&S and Specialty insurance products