Excess casualty

We offer excess products, written over our primary and the primary of other qualifying carriers.
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E&S Wholesale - Contract


  • Commercial Excess Liability: with underlying coverages such as general liability, auto liability, employers liability, excess liability, OCP, and professional liability.


We write a variety of risks including:
  • Alarm installation
  • Artisan contractors
  • Contractors and equipment rental
  • Distributors and wholesalers
  • Excavation and grading of land
  • Exercise and health studios and fitness centers
  • Exterminators
  • General contractors - commercial and residential
  • Hemp and hemp-derived cannabinoid products
  • Home health care
  • Landowners
  • Landscaping contractors
  • Machine shops
  • Mobile home parks
  • Product manufacturing
  • Special events
  • Swim and tennis clubs
  • Tree trimmers
  • Vacant buildings

E&S Wholesale - Brokerage

Nationwide's appointed wholesale brokers access our expertise and creativity for standalone excess or umbrella products, written over Nationwide primary and other qualifying carriers. Brokerage Excess has capacity up to $25 million and will consider higher limits through facultative reinsurance arrangements.

Lead excess/umbrella and excess layer policies with attachment points of $100 million or more are available in all 50 states and the District of Columbia. Underlying requirements include AM Best A- V (B+ V for Employers Liability) or better rated primary carriers with minimum primary limits of $1 million/$2 million GL, $1 million auto liability, and $100,000/$500,000/$100,000 employers liability.

For more detailed information about our our Brokerage Excess Casualty appetite and where we are having success, including updated marketing materials, please visit our Brokerage microsite at: nationwide.com/brokers

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